Earn More with liviSave
Grow your money every day with our competitive savings interest rate*
* Terms and Conditions apply.
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Smart Savings
liviSave helps you put your money to work.
Make Your Money Work For You
Open liviSave and earn interest on your savings account.
Full Flexibility
Save and transfer money at any time.
No Minimum Deposit Requirements
No fees. No matter how much or little you put in.
Savings Interest Rate
Account Balance: |
Annual Interest Rate |
|---|---|
First 50,000 HKD or below |
1.000% p.a. |
Above 50,000 HKD to 500,000 HKD |
0.400% p.a. |
Remaining |
0.125% p.a. |
Account Balance: |
Annual Interest Rate |
|---|---|
First 1,000,000 CNY or below |
1.00% p.a. |
Remaining |
0.25% p.a. |
Account Balance: |
Annual Interest Rate |
|---|---|
All deposits |
3.088% p.a. |
Time Deposit
Time deposits available in HKD, CNY and USD. Start growing your wealth today^!
Save and earn a stable interest easily.
^livi Conditions for Services apply. For details, please click here.
Risk Disclosure: RMB is currently not fully freely convertible. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversation to that foreign currency and RMB, you may suffer loss in principal. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
^livi Conditions for Services apply. For details, please click here.
Risk Disclosure: RMB is currently not fully freely convertible. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversation to that foreign currency and RMB, you may suffer loss in principal. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
Tenor And Annual Interest Rate (HKD)
| Deposit Amount (HKD) | 500 - 49,999.99 | 50,000+ |
|---|---|---|
| 7 Days | 0.25% | 0.25% |
| 1 Month | 2.50% | 2.50% |
| 2 Months | 2.50% | 2.50% |
| 3 Months | 3.00% | 3.31% |
| 4 Months | 3.00% | 3.20% |
| 6 Months | 3.00% | 3.15% |
| 9 Months | 2.50% | 3.00% |
| 12 Months | 2.20% | 3.00% |
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| Deposit Amount (HKD) | 500 - 49,999.99 | 50,000+ |
|---|---|---|
| 7 Days | 0.25% | 0.25% |
| 1 Month | 2.50% | 2.50% |
| 2 Months | 2.50% | 2.50% |
| 3 Months | 3.00% | 3.31% |
| 4 Months | 3.00% | 3.20% |
| 6 Months | 3.00% | 3.15% |
| 9 Months | 2.50% | 3.00% |
| 12 Months | 2.20% | 3.00% |
The above Time Deposit interest rates are for reference only. The actual Time Deposit interest rates (p.a.) will be subject to the rates quoted in livi app by the Bank from time to time.
Last Update 24 April 2025 01:24
Tenor And Annual Interest Rate (USD)
Tenor |
USD100 or above |
|---|---|
1 month |
1.50% |
3 months |
4.10% |
6 months |
4.00% |
12 months |
3.70% |
Tenor And Annual Interest Rate (CNY)
Tenor |
CNY500 or above |
|---|---|
1 month |
1.00% |
3 months |
1.40% |
6 months |
1.40% |
12 months |
1.50% |