Smart Savings

liviSave helps you put your money to work.

Make Your Money Work For You

Open liviSave and earn interest on your savings account.

Full Flexibility

Save and transfer money at any time.

No Minimum Deposit Requirements

No fees. No matter how much or little you put in.

Savings Interest Rate

Account Balance:
Annual Interest Rate

First 50,000 HKD or below

1.000% p.a.

Above 50,000 HKD to 500,000 HKD

0.400% p.a.


0.125% p.a.

Account Balance:
Annual Interest Rate

First 1,000,000 CNY or below

1.50% p.a.


0.25% p.a.

Account Balance:
Annual Interest Rate

All deposits

0.01% p.a.

livi Time Deposit

Enjoy Time Deposit^ your way and start growing your wealth today. Save and earn a stable interest easily.
^livi Conditions for Services apply. For details, please click here.
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Questions and Answers

Deposits of up to 500,000 HKD are protected, including both principal and interest.

The daily interest is calculated based on your end-of-day balance and current interest rate. The annual interest amount is calculated on the following year basis:
•    HKD – 365 days (for both ordinary and leap year) 
•    USD or CNY -360 days 
You can check the interest earned for the previous day and year-to-date on livi app.


Interest is calculated on a monthly basis and credited to your liviSave on the first calendar day of next month.