Step 1
Log into your livi bank app and tap on the "Loan" tab then livi Flexi Loan "Personal Loan" to start your application.
livi Flexi Loan “Personal Loan”
APR as low as 1.78%*
When it comes to living it up, are you bounded by the lack of funds?
livi Flexi Loan “Personal Loan” combined the benefits of both revolving and instalment loan, and you can repay in instalments and reborrow anytime＠at low interest with one-time approval. Embrace the life's changes with flexibility!
Successful loan applicants can enjoy up to a 1,250 HKD cash rebate**! Dreams on and let's go anytime!
livi's all-new Flexi Loan “Personal Loan”
Just one shot is all you need to seize all the opportunities that come your way. Dreams on and let's go anytime!
Reborrow Anytime without Reapproval
Enjoy multiple drawdowns within your limit anytime@ with just one application and approval. No reapproval required! Embrace life's changes with flexibility! Choose to repay between 3 months and 72 months, with no extra fee for early repayments.
Limited-time Offer: Amazingly Low Interest Rate
Enjoy APR as low as 1.78%* on loans of up to 1,000,000 HKD^^. Seize all the opportunities that come your way and live it up!
24 x 7 Approval in as Quickly as 2 minutes^
Apply for a loan anywhere, anytime through our app! Get approvals and disbursements in as quickly as 2 minutes^ via our 24-hour service online! No proof required#
Special Limited-time Offer: APR as low as 1.78%*
Use invitation code "flexi#3" to apply “Personal Loan” and drawdown successfully to enjoy APR as low as 1.78%* (Include 1,250 HKD cash rebate**)! Quota is limited, grab the chance now!
How It works
Step 1
Log into your livi bank app and tap on the "Loan" tab then livi Flexi Loan "Personal Loan" to start your application.
Step 2
Submit your application and accept the offer.
Step 2
Submit your application and accept the offer.
Step 3
Enjoy money credited to your liviSave account instantly!
Step 3
Enjoy money credited to your liviSave account instantly!
Step 1
"Drawdown" button will be automatically unlocked after you have repaid 3 instalments.
Step 1
"Drawdown" button will be automatically unlocked after you have repaid 3 instalments.
Step 2
Once unlocked, the screen will show the maximum loan amount available for you to drawdown.
Step 2
Once unlocked, the screen will show the maximum loan amount available for you to drawdown.
Step 3
Confirm your drawdown loan amount and repayment period, and enjoy money credited to your liviSave account instantly!
Step 3
Confirm your drawdown loan amount and repayment period, and enjoy money credited to your liviSave account instantly!
"Drawdown" button will be automatically unlocked after you have repaid 3 instalments.
Once unlocked, the screen will show the maximum loan amount available for you to drawdown.
Confirm your drawdown loan amount and repayment period, and enjoy money credited to your liviSave account instantly!
How can livi Flexi Loan “Personal Loan” help you seize all the opportunities?
Moving and renovating
Working all day and night for your dream home but stressed out about all the money needed for your deposit, renovation, furniture, etc.? No worries: your dream home is within reach! Plus, you can enjoy cash on standby at low rate to use anytime, in any way! livi Flexi Loan “Personal Loan” makes your dream home a reality!
Moving and renovating
Working all day and night for your dream home but stressed out about all the money needed for your deposit, renovation, furniture, etc.? No worries: your dream home is within reach! Plus, you can enjoy cash on standby at low rate to use anytime, in any way! livi Flexi Loan “Personal Loan” makes your dream home a reality!
Buying a new car
Tempted to buy or change to a new car but not so keen on the car loan interest rates in the market? No worries: your dream car is within reach! Reborrowing for a new car is now easier – with no fee for repaying early! livi Flexi Loan “Personal Loan” drives you closer to your dream car!
Buying a new car
Tempted to buy or change to a new car but not so keen on the car loan interest rates in the market? No worries: your dream car is within reach! Reborrowing for a new car is now easier – with no fee for repaying early! livi Flexi Loan “Personal Loan” drives you closer to your dream car!
Getting married
Planning to marry your loved one but bogged down by all the wedding costs and hestitate to borrow from your family? No worries: your dream wedding is within reach! Borrow anytime, repay anytime, without affecting future plan of buying property! livi Flexi Loan “Personal Loan” can bring your dream wedding to life!
Getting married
Planning to marry your loved one but bogged down by all the wedding costs and hestitate to borrow from your family? No worries: your dream wedding is within reach! Borrow anytime, repay anytime, without affecting future plan of buying property! livi Flexi Loan “Personal Loan” can bring your dream wedding to life!
Starting a business
Starting a business is not easy, with costs like rent, utilities, and more to consider. Estimating cashflow for the first few years can be difficult too. No worries: your dream business is within reach! Get cash on standby and let livi be the strongest supporter of your business! livi Flexi Loan “Personal Loan” helps you achieve your start-up dreams with flexibility!
Starting a business
Starting a business is not easy, with costs like rent, utilities, and more to consider. Estimating cashflow for the first few years can be difficult too. No worries: your dream business is within reach! Get cash on standby and let livi be the strongest supporter of your business! livi Flexi Loan “Personal Loan” helps you achieve your start-up dreams with flexibility!
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Working all day and night for your dream home but stressed out about all the money needed for your deposit, renovation, furniture, etc.? No worries: your dream home is within reach! Plus, you can enjoy cash on standby at low rate to use anytime, in any way! livi Flexi Loan “Personal Loan” makes your dream home a reality!
Tempted to buy or change to a new car but not so keen on the car loan interest rates in the market? No worries: your dream car is within reach! Reborrowing for a new car is now easier – with no fee for repaying early! livi Flexi Loan “Personal Loan” drives you closer to your dream car!
Planning to marry your loved one but bogged down by all the wedding costs and hestitate to borrow from your family? No worries: your dream wedding is within reach! Borrow anytime, repay anytime, without affecting future plan of buying property! livi Flexi Loan “Personal Loan” can bring your dream wedding to life!
Starting a business is not easy, with costs like rent, utilities, and more to consider. Estimating cashflow for the first few years can be difficult too. No worries: your dream business is within reach! Get cash on standby and let livi be the strongest supporter of your business! livi Flexi Loan “Personal Loan” helps you achieve your start-up dreams with flexibility!
Related Product
Get trapped in a spiral of card bills and loans?livi Flexi Loan "Balance Transfer" helps you paying off all your loans.
Questions and Answers
livi Flexi Loan “Personal Loan” is a personal loan product with a loan amount of up to HKD 1,000,000 and a repayment period of up to 72 months. You only need to apply once, and you can reborrow from your repaid principal without additional applications or approvals.
You need to be a Hong Kong resident with a liviSave account. You can apply as long as you have proof of income. If you are new to livi, a liviSave account will be created for you for loan disbursements and monthly repayments.
You have between 3 months and 72 months to repay. You can choose a repayment period of 3, 6, 12, 18, 24, 30, 36, 48, 60 or 72 months.
Remarks
Promotion Period: 1/3/2023 - 30/6/2023
*Our APR of as low as 1.78% (including 1,250 HKD cash rebate) / 1.87% (excluding cash rebate) is based on a 1,000,000 HKD livi Flexi Loan “Personal Loan” with a 36 months repayment period. The offer is subject to limited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply. The cash rebate and interest rate shown above are for reference only.
^^The offer is subject to limited quota. In case of any disputes, the Bank reserves the right of final decision.
^The actual turnaround time may vary depending on the actual circumstances of individual applications. If the loan is used for balance transfer, we will pay the amount to related financial institutions via any means designated by us. After deducting handling fees and the amount payable, the remaining amount (if any) will be added to your liviSave.
**This rebate is indicative and for reference only. The cash rebate varies for applications, and may not be applicable to your applied loan amount and tenor. Terms and Condition apply.
#Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.
＠Any repaid principal amount can only be made available for re-borrowing after the relevant first instalment loan have been repaid for at least three months or the loan has been early settled.
Terms and Conditions apply
To borrow or not to borrow? Borrow only if you can repay!
Please refer to Key Facts Statement, relevant terms and conditions and remarks for livi Flexi Loan “Personal Loan” at livi website or App.