livi Business
Getting you there!

livi Business offers seamless, flexible and effortless virtual banking services that can fulfil your demands in time.

We empower your business growth by making banking fast and easy with just one app. You can achieve your visionary goals by focusing on growth, not finances.

livi Business Account
Instant Account Opening

1-day activation^*. Get started anytime.

Approval in 24 hours

Quick approval process; account ready in just a day^*

100% online account opening

Apply anytime anywhere with livi app, no documents needed

HK companies established by HK residents or Mainland ID holders

Ultimate beneficiary owner, director, or ultimate controller of the company should hold a HKID or a Mainland Resident Identity Card#

No restriction on operating history

Newly established companies are welcome

livi Business Time Deposit
Up to 3% p.a. interest rate for HKD deposit

Deposit Amount (HKD)
HKD500 - 9,999.99
HKD 10,000 or above
Interest rate (p.a.)

















Grow your savings effortlessly

Account Balance
Savings Annual Interest Rate

First 500,000 HKD or below

0.45% p.a.


0.65% p.a.

Account Balance
Savings Annual Interest Rate

All deposits

0.10% p.a.

Account Balance
Savings Annual Interest Rate

All deposits

0.50% p.a.

How It works

How can livi Business help you stay ahead of other businesses?

More business loan services are coming soon

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Related Product

livi Business Instalment Loan offers speedy approval in just 1 day^ and flexible instalments, so you can focus on growing your business and seize opportunities as they arise!

Your trusted online business partner

livi bank is backed by BOC Hong Kong (Holdings), JD Technology and the Jardine Matheson Group, which together bring to livi an unparalleled range of benefits in terms of financial strength, technological expertise and marketing excellence.

Questions and Answers

You can apply for livi Business if:

•    Your company is registered in Hong Kong 
•    All account users hold a HKID or a mainland resident identity card and a liviSave account
•    Your business is a single-layered sole proprietorship, partnership, or limited company
•    You’re the ultimate beneficiary owner, director, or ultimate controller of the company

Your account details are all available on livi App, there are 4 main sections:

1.    Overview > your account details at-a-glance
2.    Workstation > a record of account instructions 
3.    Transactions > a record of all your money in/out 
4.    Settings > allows you to view and amend your company and/or members details

The daily interest is calculated based on your end-of-day balance and current interest rate. The annual interest amount is calculated based on the following (including both common and leap years):

•    HKD – 365 days

•    CNY – 360 days

•    USD – 360 days

You can check the interest earned every month on livi app.