*8% cashback is applicable to the first 1,250 HKD eligible transaction on livi PayLater each calendar month at Designated Merchants, while the 1% cashback is applicable to the first 10,000 HKD on livi PayLater Mastercard / livi Debit Mastercard / livi UnionPay QR payment each calendar month for all eligible transactions. Customers cannot enjoy 8% cashback offer and 1% cashback offer on the same eligible transaction on livi PayLater simultaneously. Terms and Conditions – livi PayLater Mastercard 8% Cashback Offer & livi 1% Spending Cashback Offer apply.

^@The “$0 Handling fee" / "interest free" offer only applies to spending instalments with 3-month tenor in promotion period and does not apply to spending instalments with 6-month tenor or above. The actual handling fee / interest is dependent on the customer’s loan amount, credit rating and other factors considered by livi. The offer does not apply to Instant Cash which is subject to interest and other fees and charges.

^In certain circumstances, other fees and charges might apply. Please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi app.

^#The monthly handling fee of livi PayLater spending instalment is as low as 0.20%, calculated based on the transaction amount and is payable with each instalment payment. For example, a transaction amount of 1,200 HKD at 0.20% monthly handling fee would incur a monthly handling fee of 2.40 HKD (1,200 HKD x 0.20%).

livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions apply