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Important Notice

"livi PayLater Mastercard® 8% Cashback" Offer and "livi 1% Spending Cashback" Offer have ended on 30 September 2023. Terms & Conditions apply. Stay tuned for our latest news and more rewards!

livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!

stephy, livi bank

livi PayLater Mastercard®: Enjoy flexible instalments your way

Get everything beyond your budget with livi PayLater! Get instant instalments upon any purchase of HKD100 or above. Spend to enjoy 3-month instalment tenor with $0 interest@^ during the promotion period. Flexible repayment period between 3 to 60-month with a handling fee as low as 0.20%# per month plus no hidden charges. Enjoy extra rewards at designated merchants!
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livi Debit Mastercard: Tap and pay across the world

Get your card instantly and add it to your mobile wallets. Enjoy extra merchant offers and more amazing rewards from Mastercard upon spending across the globe!

livi UnionPay QR Payment:Pay across HK, China & more with $0 transaction fee

Use UnionPay QR Cross-border Payment in China or Macau to enjoy competitive FX rates, no foreign exchange neceesary. Enjoy $0 transaction fees for China and Macau transactions, along with u•plan rewards and more!
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@The “$0 Handling fee" / "interest free" offer only applies to spending instalments with 3-month tenor in promotion period and does not apply to spending instalments with 6-month tenor or above. The actual handling fee / interest is dependent on the customer’s loan amount, credit rating and other factors considered by livi. The offer does not apply to Instant Cash which is subject to interest and other fees and charges.

^In certain circumstances, other fees and charges might apply. Please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi app.

#The monthly handling fee of livi PayLater spending instalment is as low as 0.20%, calculated based on the transaction amount and is payable with each instalment payment. For example, a transaction amount of HKD1,200 at 0.20% monthly handling fee would incur a monthly handling fee of HKD2.40 (HKD1,200 x 0.20%).

livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions apply