Important Notice
"livi PayLater Mastercard® 8% Cashback" Offer and "livi 1% Spending Cashback" Offer have ended on 30 September 2023. Terms & Conditions apply. Stay tuned for our latest news and more rewards!
livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!
Get everything beyond your budget with livi PayLater! Get instant instalments upon any purchase of HKD100 or above. Spend to enjoy 3-month instalment tenor with $0 interest@^ during the promotion period. Flexible repayment period between 3 to 60-month with a handling fee as low as 0.20%# per month plus no hidden charges. Enjoy extra rewards at designated merchants!


livi Debit Mastercard: Tap and pay across the world
Get your card instantly and add it to your mobile wallets. Enjoy extra merchant offers and more amazing rewards from Mastercard upon spending across the globe!
livi UnionPay QR Payment:Pay across HK, China & more with $0 transaction fee
Use UnionPay QR Cross-border Payment in China or Macau to enjoy competitive FX rates, no foreign exchange neceesary. Enjoy $0 transaction fees for China and Macau transactions, along with u•plan rewards and more!
