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Important Notice

The "livi PayLater Spending Instalment Handling Fee Waiver Offer"　(Interest-free instalments with a 3-month tenor) ended on 31 March 2024. Terms & Conditions apply.

livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!

stephy, livi bank

livi PayLater Mastercard®: Enjoy flexible instalments your way

Get everything beyond your budget with livi PayLater! Get instant instalments upon any purchase of HKD100 or above. Flexible repayment period between 3 to 60-month with a handling fee as low as 0.20%# per month plus no hidden charges. Enjoy extra rewards at designated merchants!
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livi Debit Mastercard: Tap and pay across the world

Get your card instantly and add it to your mobile wallets. Enjoy extra merchant offers and more amazing rewards from Mastercard upon spending across the globe!

livi UnionPay QR Payment:Pay across HK, China & more with $0 transaction fee

Use UnionPay QR Cross-border Payment in China or Macau to enjoy competitive FX rates, no foreign exchange neceesary. Enjoy $0 transaction fees for China and Macau transactions, along with u•plan rewards and more!
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#The monthly handling fee of livi PayLater spending instalment is as low as 0.20%, calculated based on the transaction amount and is payable with each instalment payment. For example, a transaction amount of HKD1,200 at 0.20% monthly handling fee would incur a monthly handling fee of HKD2.40 (HKD1,200 x 0.20%).

livi PayLater is a credit product. To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions apply